
Legal Steps to Take Following a Car Accident in Ontario
Legal Steps to Take Following a Car Accident in Ontario Being involved in a car accident can be a daunting experience, but knowing the legal
A torn ACL, a concussion that won’t clear, a broken collarbone from a bad tackle a sports injury can end a season, a scholarship, or a job. Insurers and organizers often treat these injuries as “just part of the game.”
Maana Law fights that assumption. We represent injured athletes and spectators across Mississauga, Peel Region, and the GTA who face lasting pain, lost income, and denied liability, on a contingency-fee basis. You pay nothing unless we win.
How can we help
After a sports injury, you’re fighting two battles: your recovery, and whoever is responsible pointing to “assumption of risk” to avoid paying you. Public Health Ontario reports that sport-related visits made up roughly 13% of all concussion ER visits in 2023, with youth aged 10–19 carrying the highest rate of any age group.
Our Mississauga sports injury lawyers fight to hold the right party accountable and recover the full compensation you deserve for concussions, torn ligaments, fractures, and catastrophic injuries.

We identify every liable party coach, facility, league, manufacturer, or opponent. so you're not left relying on just one insurer or one excuse.

Every case gets direct attention. We review your waiver, gather evidence before it disappears, and guide you from your first call to final settlement.
Our Services
The first days after your injury shape the strength of your claim.
Some injuries especially concussions don’t show their full effect right away. Every symptom you report becomes part of the record connecting your injury to the incident.
the incident to the facility, league, or school. Ask for a written incident report and request a copy for your own records.
Video footage, witness names, and equipment or maintenance logs are often deleted or lost within weeks don’t wait to start collecting them.
Ontario courts have refused to enforce waivers that weren’t properly explained. Speak with a lawyer before accepting that.
Don’t give a recorded statement to any insurer before speaking with us.
Concussions and traumatic brain injuries are among the most serious and most litigated sports injuries in Ontario. In 2023, Ontario’s overall concussion ER visit rate was about 401 per 100,000 people, and sport-related concussions made up roughly 13% of that total. A concussion that seems to clear can later show up as memory trouble, headaches, or mood changes insurers should never make the first offer on a head injury claim.
| Injury Type | Common Mechanism | Claim Consideration |
|---|---|---|
| Concussion / TBI | Head contact, collision, fall | Delayed symptoms; long-term claim value |
| Spinal cord injury | Hard check, fall, collision | Among the highest-value sports claims |
| Torn ligament (ACL/MCL/rotator cuff) | Reckless contact, unsafe surface | Often needs surgery and rehab |
| Fracture / growth plate injury | Contact sports, falls | Distinct concern for young athletes |
| Chronic pain condition | Injury that never fully healed | Compensable as ongoing disability |
| Catastrophic injury / limb loss | Extreme negligence, defective gear | Highest-value claim category |

How We Work
Yes. Delayed whiplash symptoms are extremely common. Many people feel fine immediately after a rear-end collision because of adrenaline and shock masking pain signals.

unsafe drills, mismatched skill levels, or ignoring signs of an injury.

arenas, gyms, and ski hills that fail to keep the premises reasonably safe under the Occupiers' Liability Act.

failing to set safety rules, screen participants, or provide medical response at events.

a helmet, pad, or harness that fails under normal use, through a product liability claim.

Hockey injury claims are among the most common organized-sports cases in Ontario, given the density of arenas across Mississauga and Brampton.

Broken equipment, wet floors, poor lighting, and unsafe playing surfaces at arenas, gyms, and ski hills fall under the Occupiers' Liability Act.

A school board owes a duty of supervision to student-athletes; the same standard applies to private youth leagues and camps.

Helmets, pads, or harnesses that fail under normal use can trigger a separate product liability claim against the manufacturer.
Treatment depends on the injury. Concussion protocols involve rest, gradual return-to-play assessment, and monitoring for post-concussion symptoms.
Physiotherapy is the most common treatment for ligament tears, fractures, and soft-tissue damage.
Diagnostic imaging (MRI, CT) detects ligament tears and fractures that a basic exam can miss, and often becomes key evidence for your claim’s real value. Pain management addresses chronic pain that follows an incompletely healed injury.
Surgery ACL reconstruction, fracture repair, spinal stabilization applies to more severe cases and is a major factor in future-care damages.
Our Mississauga injury lawyers guide you step-by-step toward maximum compensation.

We review the incident, your waiver (if any), and your medical records, and identify every party who may be liable.

We collect video footage, witness statements, and equipment or maintenance logs before they disappear.

We counter early lowball offers, negotiating from documented evidence and legal precedent like Crocker and Zaky.

If the responsible party won't offer a fair settlement, we're prepared to represent you through the Ontario Superior Court.

past and future treatment, physiotherapy, surgery, and imaging.
calculated differently for a professional or semi-professional athlete than for a recreational player or a young athlete whose future potential was affected.
for the physical and emotional impact of your injury.
for long-term or chronic conditions, calculated with medical experts.
a separate claim for family members' own loss of care, guidance, and companionship when a loved one is seriously hurt.
Yes. Ontario law allows a claimant’s own conduct to reduce, not eliminate, compensation. This is exactly what happened in Crocker v. Sundance Northwest Resorts Ltd.
The resort was found liable for letting an unsafe situation happen, while the injured man was still found 25% responsible for his own choices, and his damages were reduced by that share, not wiped out.
Insurers and opposing parties sometimes overstate a claimant’s share of fault; a lawyer reviews the evidence and challenges assignments that don’t hold up.
| Step | What to Do |
|---|---|
| As soon as possible | Get medical attention and report the incident to the facility, league, or school |
| Before signing anything | Speak with a lawyer about any waiver before accepting it as final |
| 2 years | File a lawsuit (Limitations Act, 2002, s. 4) |
For a claim involving a child, this two-year period is generally paused while the child has no litigation guardian, and even if a defendant forces one to be appointed early, the law still guarantees a minimum of six months before the claim can expire (Limitations Act, 2002, s. 9). Waiting to see a lawyer rarely helps and can put a valid claim at risk.
Contact Aman before evidence video, witness memory, maintenance logs fades, even if the legal clock hasn’t run out.
Your Case, Our Priority
At Maana Law, we believe in providing personalized care and attention to each case. Meet the two passionate leaders of our firm, who are dedicated to securing the best outcomes for our clients:
Aman Kalra, the founder of Maana Law, has spent his career advocating for those affected by negligence and accidents. With his deep commitment to justice and exceptional legal expertise, Aman ensures that each client receives the compensation they deserve. Fluent in both Hindi and English, Aman connects effortlessly with clients from diverse backgrounds, making him a trusted advocate in Mississauga and beyond. His leadership and the team at Maana Law share his passion for excellence in personal injury law.
Gagan is the backbone of our firm’s day-to-day operations, ensuring that everything runs smoothly for our clients. As a law clerk and office administrator, Gagan is often the first point of contact for clients and ensures their needs are met with efficiency and care. A proud alumna of Osgoode Hall Law School, she is a licensing candidate with the Law Society of Ontario. Fluent in English, Hindi, and Punjabi, Gagan bridges language barriers, making sure all clients feel understood and supported in their legal journey.
EXCELLENT
Based on 25 reviews
Posted on Google![]()
Vidhi ChoksiTrustindex verifies that the original source of the review is Google.
I’ve had a good experience with Maana law and its employees. They were constantly in touch and helping regarding any updates that needed my attention. I would highly recommend their service.Posted on Google![]()
Jason RutherfordTrustindex verifies that the original source of the review is Google.
The team was amazing. Attention to details and great service. Truly worthy of the five stars.Posted on Google![]()
Eklavya KashyapTrustindex verifies that the original source of the review is Google.
I received a free consultation from Aman Kalra regarding a car accident, and I was very impressed with his professionalism and expertise. He took the time to clearly explain the process and answered all of my questions. He was very helpful and guiding me through the process.Posted on Google![]()
Supreet KaurTrustindex verifies that the original source of the review is Google.
Reached out to them for a car accident. Aman explained the process really well. Very knowledgeable and would highly recommend them for car accidents.Posted on Google![]()
Vicky SinghTrustindex verifies that the original source of the review is Google.
All staff very good and good services 👍🏻Posted on Google![]()
Sargam GargTrustindex verifies that the original source of the review is Google.
I had a free consultation regarding a motor vehicle accident with Aman Kalra and received a prompt response. Aman and his team explained the process clearly and thoroughly. I would highly recommend them for serious injury matters.Posted on Google![]()
Karan KulasingamTrustindex verifies that the original source of the review is Google.
My car accident was from 2019 and nothing happened when the file was with the previous firm. As soon as we hired Maana Law our file started moving and we reached a conclusion within 6 months of hiring them. Thank you to Aman and his team. We definitely recommend them for you injury claim.Posted on Google![]()
Gagan GillTrustindex verifies that the original source of the review is Google.
Everyone at the law firm has been amazing! I could not have asked for such an amazing team of people to help me especially when being injured you feel like there is nothing or no one there to help and they were always there to help me and reassure!! (Car accident personal injury)Posted on Google![]()
rhea khairaTrustindex verifies that the original source of the review is Google.
Had a free consultation regarding a motor vehicle accident with Aman Kalra. Aman and his team explained the process really well. Would highly recommend them for serious injuries.
Common Questions
Yes, if their conduct went beyond the accepted risk of the sport a deliberate or reckless act, not ordinary competitive contact.
Not necessarily. In Zaky v. 2285771 Ontario Inc., 2020 ONSC 4380, an Ontario court refused to dismiss a claim where a waiver was signed but its terms were never properly explained to the participant.
It doesn’t automatically end your claim, but it can affect it. In Crocker v. Sundance Northwest Resorts Ltd., [1988] 1 SCR 1186, the Supreme Court of Canada found the resort liable for letting an impaired man compete, while still reducing his damages 25% for his own conduct shared fault reduces compensation, it doesn’t wipe it out.
Generally two years from the date of injury under the Limitations Act, 2002, s. 4 longer if the injured person is a minor, since the clock is paused while the child has no litigation guardian.
No. Sports injury claims generally proceed as negligence, occupiers’ liability, or product liability claims against the responsible party, not through auto insurance, unless the injury also involved a motor vehicle.
Maana Law works on a no win, no fee basis. There is no upfront cost, and no legal fees unless we recover compensation for you.

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Manna Law is located at 90 Matheson Blvd W Suite 101, Mississauga, ON L5R 3R3, Canada.
If you would like to visit our law office and are traveling by bus from downtown Mississauga, take the MiWay Bus to Square One Terminal. Then, walk west (around 5-7 minutes) to reach our office at 90 Matheson Blvd W. The approximate travel time is about 20-30 minutes.
If you are traveling by car from downtown Mississauga, head west on Dundas Street towards Hurontario Street. Turn right onto Hurontario Street, continue for a short distance, and our office will be on your left. The approximate travel time is about 5-10 minutes (depending on traffic).
We are available 24/7.
For additional questions, you can call us at +1 437-979-4878 or check our reviews on Google.
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