
Legal Steps to Take Following a Car Accident in Ontario
Legal Steps to Take Following a Car Accident in Ontario Being involved in a car accident can be a daunting experience, but knowing the legal
The driver who hit you fled the scene. You are injured, in shock, and left with no licence plate, no name, and no answers. Many victims of hit-and-run accidents in Mississauga assume they have no legal options because the at-fault driver cannot be identified. This is wrong. Ontario law provides multiple compensation paths for hit-and-run victims even when the driver is never found.
Our hit and run accident lawyers in Mississauga recover Statutory Accident Benefits (SABS), Motor Vehicle Accident Claims Fund (MVACF) compensation, and OPCF 44R Family Protection Coverage for victims across Mississauga, Brampton, and the wider Peel Region. You pay nothing unless we win.
How can we help
A hit-and-run accident creates unique legal challenges. The at-fault driver may be unidentified, uninsured, or both. Standard tort claims against the driver are impossible without identification. Ontario law addresses this through the Motor Vehicle Accident Claims Fund (MVACF) and your own insurance coverage. Our Mississauga hit and run accident attorneys handle SABS applications, MVACF claims, and OPCF 44R disputes simultaneously to maximize your recovery.

Maximum Compensation We pursue every available compensation stream: Statutory Accident Benefits through your own insurer regardless of fault, MVACF claims against the Ontario government fund for unidentified drivers, and OPCF 44R Family Protection Coverage from your own auto policy. When the hit-and-run driver is later identified, we also pursue a direct tort claim.

Personalized Support Hit-and-run victims often feel helpless because the driver escaped. Maana Law assigns a dedicated hit and run accident lawyer in Mississauga to your case from the first call. We manage police follow-up, insurance communication, MVACF paperwork, and court proceedings. You are never alone in this process.

Your own auto insurer pays your accident benefits under Ontario's no-fault system regardless of fault and regardless of whether the at-fault driver is identified. Under the Statutory Accident Benefits Schedule (O. Reg. 34/10), you can claim medical and rehabilitation benefits up to $65,000 for non-catastrophic injuries, income replacement at 70% of gross income up to $400 per week, attendant care benefits, and non-earner benefits. Catastrophic injuries increase medical benefits to $1,000,000. You must notify your insurer within 7 days and apply within 30 days.

If the at-fault driver is unidentified or uninsured, you can claim compensation from the MVACF, a provincial fund administered by the Ontario government. The MVACF covers damages that SABS does not pay, including pain and suffering, full lost income beyond SABS limits, and future care costs. MVACF claims have specific procedural requirements and deadlines that differ from standard tort claims. A hit and run claims lawyer ensures these requirements are met.

If you carry OPCF 44R (Family Protection Coverage) on your own auto policy, you can claim directly from your own insurer for damages the unidentified driver would have owed in a tort claim. OPCF 44R often provides faster resolution than MVACF claims. We review your insurance policy at the first consultation to confirm whether this coverage applies.

Hit and Run Vehicle Collisions A driver strikes your vehicle on Highway 401, Highway 403, the QEW, or a Mississauga road and flees the scene. Rear-end, sideswipe, and intersection hit-and-runs on Hurontario Street, Dundas Street, and Burnhamthorpe Road are common. We use traffic camera footage, CCTV recordings, and witness statements to identify the fleeing driver wherever possible.

Pedestrian Hit and Run A pedestrian struck by a vehicle whose driver fled the scene faces severe injuries and no immediate liable party. Section 193(1) of the Highway Traffic Act places the burden of proof on the driver, and Ontario's MVACF provides a compensation pathway even when the driver is never identified. We file SABS and MVACF claims on behalf of injured pedestrians immediately.

Cyclist Hit and Run Cyclists are among the most vulnerable hit-and-run victims in Mississauga. A cyclist struck by a vehicle qualifies for Statutory Accident Benefits through the at-fault driver's insurer or through the MVACF if the driver is unidentified. Cyclists do not need their own auto insurance to qualify for these benefits. We represent injured cyclists in every hit-and-run scenario.

Parking Lot and Property Damage Hit and Run A driver damages your parked vehicle and leaves without providing information. While many assume this is a minor incident, property damage hit-and-runs can involve significant repair costs and insurance disputes. If you were injured inside the parked vehicle, SABS benefits and tort claims may also apply.
Our Services

Impaired Driving Drivers under the influence of alcohol or drugs flee to avoid criminal charges for impaired driving. Under the Criminal Code of Canada, Section 320.16, failing to stop and remain at the scene of an accident involving bodily harm is a criminal offence. Criminal charges against the fleeing driver, if later identified, significantly strengthen your civil claim.

No Insurance or Suspended Licence Uninsured drivers and drivers with suspended licences flee to avoid penalties. Ontario's Compulsory Automobile Insurance Act requires all vehicle operators to carry insurance. When an uninsured driver flees, the MVACF provides the compensation pathway. We pursue MVACF claims on behalf of victims across Mississauga and Peel Region.

Panic and Fear of Consequences Some drivers flee simply out of panic after causing a collision. They may return later, be identified through police investigation, or be traced through dashcam footage and traffic cameras. If the driver is later identified, we pursue a direct tort claim in addition to SABS and MVACF recovery.

Distracted and Reckless Driving Drivers who caused the accident through texting, speeding, or reckless driving may flee to avoid liability. Hit-and-run collisions caused by negligent driving on Highway 401, Highway 403, and busy Mississauga intersections leave victims with serious injuries and no immediate liable party. We build evidence to maximize your claim through every available compensation path.
Causes and Claims

Traumatic Brain Injury and Spinal Cord Injury Hit-and-run collisions often involve high-speed impacts where the victim had no warning. Traumatic brain injuries and spinal cord injuries are common, especially for pedestrians and cyclists. These injuries may qualify as catastrophic impairments under SABS, increasing your medical and rehabilitation benefits from $65,000 to $1,000,000.

Fractures, Internal Injuries, and Burns Broken bones, internal bleeding, organ damage, and burn injuries from vehicle fires require emergency surgery, extended hospitalization, and long-term rehabilitation. Hit-and-run victims treated at Credit Valley Hospital and Trillium Health Partners in Mississauga face mounting medical costs. We recover every eligible benefit and tort damage.

Soft Tissue Injuries and Chronic Pain Whiplash, sprains, strains, and soft tissue damage from hit-and-run collisions frequently develop into chronic pain conditions. Insurers classify these under the Minor Injury Guideline (MIG) to cap benefits at $3,500. We challenge MIG classification and pursue the full $65,000 benefit limit when your injury exceeds minor classification.

Psychological Injuries and Wrongful Death Hit-and-run victims commonly suffer PTSD, anxiety, and depression in addition to physical injuries. Psychological injuries are compensable under Ontario law. In fatal hit-and-run accidents, surviving family members can claim under the Family Law Act, Part V for loss of financial support, loss of guidance, care, and companionship, and funeral expenses.

At the Accident Scene Call 911 immediately. Do not chase the fleeing vehicle. Write down or photograph any detail you remember: licence plate number (even partial), vehicle colour, make, model, direction of travel. Photograph your injuries, vehicle damage, skid marks, and debris. Ask witnesses for their names and phone numbers before they leave.

Get Medical Attention Within 24 Hours Visit Credit Valley Hospital or Trillium Health Partners even if you feel okay. Delayed symptoms from concussions, whiplash, and internal injuries are common. Documented medical records from the day of the accident strengthen both your SABS claim and your MVACF application.

File a Police Report Report the hit-and-run to Peel Regional Police or visit the Mississauga Accident Reporting Centre within 24 hours. A police report is required for both SABS and MVACF claims. Provide every detail you have about the fleeing vehicle. Police may access traffic camera footage and CCTV recordings from nearby businesses.

Notify Your Insurance Company Within 7 Days Ontario's no-fault system requires you to report the accident to your own insurer within 7 days. This starts the SABS claim process. Do not give a recorded statement before speaking with a hit and run accident lawyer.

Apply for Accident Benefits Within 30 Days Submit your SABS application within 30 days of the accident. Maana Law files the correct OCF forms and manages all insurer communication on your behalf.

Contact Maana Law Immediately We issue requests for traffic camera footage and CCTV recordings before they are overwritten. We file your SABS application, initiate your MVACF claim, and review your OPCF 44R coverage. The sooner you call, the more evidence we can preserve.

Hit-and-run victims in Ontario have access to the same compensation categories as any motor vehicle accident victim. The source of payment changes (MVACF or OPCF 44R instead of the at-fault driver’s insurer), but the amounts you can recover remain substantial. Our Mississauga hit and run accident lawyers pursue every available dollar from every available source.

Medical Expenses Recover medical and rehabilitation benefits up to $65,000 for non-catastrophic injuries under SABS. Catastrophic injuries increase this to $1,000,000. MVACF and OPCF 44R claims cover additional medical costs and future care needs beyond what SABS provides.

Lost Income SABS provides income replacement at 70% of gross income up to $400 per week. Through MVACF or OPCF 44R claims, recover your full lost income and loss of future earning capacity. Non-earner benefits also apply if you were not employed at the time of the accident.

Property Damage Hit-and-run collisions cause significant vehicle damage. When the at-fault driver is unidentified, your own collision coverage or the MVACF may cover repair or replacement costs. We identify the correct source of property damage recovery in every hit-and-run case.

Pain and Suffering Non-economic damages for pain and suffering, emotional distress, loss of enjoyment of life, and psychological injuries are recoverable through MVACF or OPCF 44R claims. Ontario's serious and permanent threshold under Section 267.5 of the Insurance Act applies. We build threshold evidence from day one.
Hit-and-run claims involve strict deadlines and evidence that disappears fast. Traffic camera footage is often overwritten within 30 days. Witness memories fade. Your own insurer may dispute benefits if the claim is not filed correctly. Maana Law acts immediately to preserve evidence and protect your rights.

Case Evaluation We review your accident, assess your injuries, identify available compensation streams (SABS, MVACF, OPCF 44R, or direct tort if the driver is found), and explain every legal option. Free consultation, no obligation.

Evidence Preservation We request traffic camera footage from the City of Mississauga and Peel Regional Police, obtain CCTV recordings from nearby businesses, collect witness statements, and photograph the accident scene. We act within hours because this evidence disappears quickly.

SABS, MVACF, and OPCF 44R Claims We file your SABS application, initiate your MVACF claim, and review your insurance policy for OPCF 44R Family Protection Coverage. Each stream has different forms, deadlines, and procedural requirements. We manage all three simultaneously.

Negotiation and Litigation We negotiate with your own insurer, the MVACF, and any identified at-fault driver's insurer for full compensation. If settlement fails, we proceed before the Ontario Superior Court of Justice. Ontario's limitation period is two years from the accident date under the Limitations Act, 2002.
Under the Criminal Code of Canada, Section 320.16, failing to stop and remain at the scene of an accident involving bodily harm is a criminal offence. If the driver is identified and charged, this significantly strengthens your civil claim. Criminal conviction is not required for your civil case to succeed, but it creates powerful evidence of negligence.

Penalties for the Fleeing Driver A hit-and-run conviction under Section 320.16 can result in imprisonment up to 10 years for cases involving bodily harm and up to life imprisonment for hit-and-run causing death. The driver also faces a driving prohibition. Crown disclosure and criminal court records become available evidence for your civil claim.

Your Civil Claim Runs Separately Your personal injury claim is a civil matter separate from the criminal case. You do not need to wait for criminal proceedings to conclude before filing your civil claim. A criminal conviction establishes negligence in your tort case. Even without a conviction, the police investigation and Crown disclosure provide evidence we use to strengthen your claim.
Your Case, Our Priority
We represent clients injured in hit-and-run accidents throughout Mississauga including Port Credit, Streetsville, Malton, Meadowvale, Erin Mills, Cooksville, and Clarkson, as well as across Brampton, Toronto, Oakville, Milton, Hamilton, Woodbridge, and North York. Whether your accident happened on the QEW, Highway 403, Highway 410, or on a local construction site, Maana Law is ready to fight for your compensation.
At Maana Law, we believe in providing personalized care and attention to each case. Meet the two passionate leaders of our firm, who are dedicated to securing the best outcomes for our clients:
Aman Kalra, the founder of Maana Law, has spent his career advocating for those affected by negligence and accidents. With his deep commitment to justice and exceptional legal expertise, Aman ensures that each client receives the compensation they deserve. Fluent in both Hindi and English, Aman connects effortlessly with clients from diverse backgrounds, making him a trusted advocate in Mississauga and beyond. His leadership and the team at Maana Law share his passion for excellence in personal injury law.
Gagan is the backbone of our firm’s day-to-day operations, ensuring that everything runs smoothly for our clients. As a law clerk and office administrator, Gagan is often the first point of contact for clients and ensures their needs are met with efficiency and care. A proud alumna of Osgoode Hall Law School, she is a licensing candidate with the Law Society of Ontario. Fluent in English, Hindi, and Punjabi, Gagan bridges language barriers, making sure all clients feel understood and supported in their legal journey.
EXCELLENT Based on 25 reviews Posted on Google Vidhi ChoksiTrustindex verifies that the original source of the review is Google. I’ve had a good experience with Maana law and its employees. They were constantly in touch and helping regarding any updates that needed my attention. I would highly recommend their service.Posted on Google Jason RutherfordTrustindex verifies that the original source of the review is Google. The team was amazing. Attention to details and great service. Truly worthy of the five stars.Posted on Google Eklavya KashyapTrustindex verifies that the original source of the review is Google. I received a free consultation from Aman Kalra regarding a car accident, and I was very impressed with his professionalism and expertise. He took the time to clearly explain the process and answered all of my questions. He was very helpful and guiding me through the process.Posted on Google Supreet KaurTrustindex verifies that the original source of the review is Google. Reached out to them for a car accident. Aman explained the process really well. Very knowledgeable and would highly recommend them for car accidents.Posted on Google Vicky SinghTrustindex verifies that the original source of the review is Google. All staff very good and good services 👍🏻Posted on Google Sargam GargTrustindex verifies that the original source of the review is Google. I had a free consultation regarding a motor vehicle accident with Aman Kalra and received a prompt response. Aman and his team explained the process clearly and thoroughly. I would highly recommend them for serious injury matters.Posted on Google Karan KulasingamTrustindex verifies that the original source of the review is Google. My car accident was from 2019 and nothing happened when the file was with the previous firm. As soon as we hired Maana Law our file started moving and we reached a conclusion within 6 months of hiring them. Thank you to Aman and his team. We definitely recommend them for you injury claim.Posted on Google Gagan GillTrustindex verifies that the original source of the review is Google. Everyone at the law firm has been amazing! I could not have asked for such an amazing team of people to help me especially when being injured you feel like there is nothing or no one there to help and they were always there to help me and reassure!! (Car accident personal injury)Posted on Google rhea khairaTrustindex verifies that the original source of the review is Google. Had a free consultation regarding a motor vehicle accident with Aman Kalra. Aman and his team explained the process really well. Would highly recommend them for serious injuries.
Common Questions
Yes. Ontario provides two compensation paths when the at-fault driver remains unidentified. You can claim Statutory Accident Benefits (SABS) through your own insurer regardless of fault or driver identification. You can also file a claim with the Motor Vehicle Accident Claims Fund (MVACF) for damages including pain and suffering and full income loss. If your auto policy includes OPCF 44R Family Protection Coverage, a third path is also available.
The tort claim limitation period is two years from the accident date under the Limitations Act, 2002. Your insurer must be notified within 7 days. Your SABS application must be filed within 30 days. MVACF claims have their own procedural requirements. Contact a hit and run accident lawyer in Mississauga immediately so no deadline is missed.
The MVACF is a provincial fund that provides compensation to victims of accidents involving unidentified or uninsured drivers in Ontario. It covers damages that SABS does not pay, including pain and suffering and future care costs. The fund is administered by the Ontario government. MVACF claims have specific procedural requirements that differ from standard insurance claims.
OPCF 44R, also called Family Protection Coverage, is an optional endorsement on your own auto insurance policy. It allows you to claim from your own insurer for damages the unidentified driver would have owed. It often provides faster resolution than MVACF claims. We review your insurance policy at the first consultation to confirm whether OPCF 44R applies.
Yes. Under the Criminal Code of Canada, Section 320.16, failing to stop and remain at the scene of an accident involving bodily harm is a criminal offence punishable by up to 10 years imprisonment. If the fleeing driver is later identified and convicted, this strongly supports your civil claim for compensation.
Call 911 immediately. Do not chase the fleeing vehicle. Write down any details you remember about the vehicle including partial licence plates, colour, make, and model. Photograph your injuries and the accident scene. Collect witness names and phone numbers. File a police report with Peel Regional Police. Seek medical attention within 24 hours. Contact Maana Law before giving any statement to your insurance company.
Yes. Pedestrians and cyclists struck by a fleeing vehicle qualify for Statutory Accident Benefits through the driver’s insurer or the MVACF if the driver is unidentified. Cyclists and pedestrians do not need their own auto insurance to qualify. We handle hit-and-run claims for pedestrians and cyclists throughout Mississauga and Peel Region.
Nothing upfront. We work on a contingency fee basis. You pay legal fees only if we recover compensation for you. No hidden fees. No financial risk. Your first consultation is completely free and confidential.

Legal Steps to Take Following a Car Accident in Ontario Being involved in a car accident can be a daunting experience, but knowing the legal

Car Accident Services in Ontario What You Need to Know Experiencing a car accident can be a stressful and overwhelming situation. In Ontario, understanding the

Understanding Your Rights After a Car Accident in Ontario Owning a vehicle in Ontario is not just about the freedom of driving; it comes with
Manna Law is located at 90 Matheson Blvd W Suite 101, Mississauga, ON L5R 3R3, Canada.
If you would like to visit our law office and are traveling by bus from downtown Mississauga, take the MiWay Bus to Square One Terminal. Then, walk west (around 5-7 minutes) to reach our office at 90 Matheson Blvd W. The approximate travel time is about 20-30 minutes.
If you are traveling by car from downtown Mississauga, head west on Dundas Street towards Hurontario Street. Turn right onto Hurontario Street, continue for a short distance, and our office will be on your left. The approximate travel time is about 5-10 minutes (depending on traffic).
We are available 24/7.
For additional questions, you can call us at +1 437-979-4878 or check our reviews on Google.
Talk to us?